There must be something about the day after Christmas because 2 years ago today was the last time I posted anything on this blog. Here I am again, the day after Christmas, without an idea as to when the last time I posted was until I logged on. In short, I’M BACK!!!
I’m not going to pretend that I will pick up right where I left off because a LOT has changed in these past 2 years. For one, I’m married now, have a acquired a 3rd dog (I’ll have to tell you that story later), have moved back to Tacoma (which is something that I never thought in a million years that I thought I would do), graduated from USC and am now an MSW, a LICASW actually. I have a kid in high school now, too. Lots of changes.
Now that the holidays are mostly over, I find myself reflecting on what to do now. I am thinking about how I am going to clean up my diet after all of the cookies, pies, and other goodies these past couple of months. I am also thinking about how to clean up my finances because I don’t know about you all by I spent a lot of money on gifts this year. I am grateful that we’ve been blessed with the ability to give nice gifts to the kids and our family members but still, it was a lot. Man, kids’ gifts get more expensive as they get older don’t they? On top of that, my grace period is ov
er and I have to start paying back my student loans (eek!).
Ok, now, please be advised that this is NOT a “new year, new me” manifesto. Those are annoying, no offense. I am making a promise to myself that I will do more of what I want to do from now on. What are those things? Well, cooking and blogging of course. Grad school kicked my ass and sadly I have not been cooking as much as I used to. No cooking, means no blogging. So there will be more blogging, too. Running. I have had “half marathon” on my list of things to do for about 5 years now. That’s just ridiculous and indicative of the how many excuses I have given for why I have not done it yet. This post is already getting long so I’ll spare you those. Travel. Now that I’m back in the PNW I have to make to Canada this time. I say this time because during the 12 years I lived here before I never went (I know, a shame).
For the first matter of business, I will be coming back with a new project to overhaul our finances like I was saying earlier. We are like most American families and have a ton of debt. Most of it is mine from student loans and I won’t tell you how much because I’m embarrassed to but I will tell you I should have about 6 master’s degrees by now with the amount of student loan debt I have. We also have a bit of credit card debt from our wedding. What does this have to do with food? The grocery bill, duh. I am super meticulous when it comes to tracking our bills but other than bills I am lazy when it comes to our spending and that includes groceries. So, to remedy this, I am considering going to the envelope method where I will budget out our expenses and put cash into the respective envelopes. I’m wondering who else have actually done this and have it work. I see a million Pinterest pins from people who explain what it is and how it worked for them to pay off a trillion dollars in debt in a year but are they for real? That can’t be real, can it? Irregardless (I know that’s not a word leave me alone) I am going to try it and see how it goes.
The budget for groceries for our active family of 4 is going to be – drum roll please – $500. Is that insane? No seriously, I want to know. I did a quick calculation in my head, and I think that’s about how much we spend. I am going to take out $200 every 2 weeks and use the last $100 as a buffer so we don’t go over. Whatever is left over I guess can roll over into the next month, or we can save for a nice dinner out or something.
Ok so that’s about it for now. You will be reading a lot more from me and could really use any suggestions on how to lower costs for food for a busy family. That’s if anyone is reading this… Oh well, if you’re not. See you soon!
